Hawaii Insurance Online – Waipahu and Aiea Car Insurance, Pearl City Car Insurance – Auto Insurance, Car Insurance

Insurance for Customized Vehicles

So, you want to trick out your new ride.  Maybe add a new set of shiny rims and tires.  And a spoiler would look nice.  How about lowering the vehicle a couple of inches?  When you’re all done, you’ve spent hundreds if not thousands of dollars for your customization. 

But what happens if your new add-ons are damaged or stolen?  Will you auto insurance policy cover the loss?

If you have a standard auto insurance policy, the answer would be “no.”  The standard auto insurance policy does not cover any modifications to your vehicle.  However, most insurance companies can cover your customized vehicle with special endorsements to your policy (you’ll have to pay a little more premium for this coverage).

If you have modified your vehicle and would like to make sure your insurance policy covers the customization, check with your insurance agent.

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Comments

2 Responses to “Insurance for Customized Vehicles”
  1. joseph reyes says:

    i have a 1990 nissan 300zx twin turbo 2 seater w/super hicaas and t-tops that i have spent thousands on just the engine mods and now have already got into hundreds on the inside.i am kinda new at the insurance thing and dont know where to go to get insurance that covers all mods and property.any suggestions?thank you.;’

  2. Reid says:

    Hey Joseph. You can fill out the quote form on my website and I’ll see what I can do. I’ll let you know what the maximum amount of coverage we can offer for add-ons. Thanks.

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Hawaii Insurance Online – Waipahu and Aiea Car Insurance, Pearl City Car Insurance – Auto Insurance, Car Insurance
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