Hawaii Insurance Online – Waipahu and Aiea Car Insurance, Pearl City Car Insurance – Auto Insurance, Car Insurance

Insurance for Customized Vehicles – Part 2

Last week I discussed how exterior modifications to your vehicle are covered by your auto insurance policy.  But what about interior modifications?  What if you switch out your radio/cd player for a superior model?  Or, if you add a dvd player with several screens throughout your car?  What about boom boxes and amplifiers?  And how about those GPS units that attach to your dash or windshield?

The standard auto policy covers electronic equipment that is installed where the equipment is intended for such equipment.  This means that electronic equipment that is permanently installed in a location not intended for such equipment is not covered.  To clarify using the above examples, the upgraded radio/cd would be covered if it was installed where the original radio was located.  But all the other examples would not be covered.  To further clarify, the dvd and screens would be covered if they came with the vehicle.  But they would not be covered if they were installed after you purchased the vehicle because they would be installed in a location where they were not intended to be located.

Similar to exterior modifications, you can purchase additional insurance to cover electronic equipment that is not covered by the standard policy.

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Hawaii Insurance Online – Waipahu and Aiea Car Insurance, Pearl City Car Insurance – Auto Insurance, Car Insurance
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